Privacy Policy
Last updated: September 2026
1. Who we are
TGJOF ENTERPRISE (also referred to as "we", "us" or "our") is a registered software, digital and electronics business in Kenya. This Privacy Policy explains how we collect, use and protect your information when you visit tgjofenterprise.kodiipay.com, use our products (including KodiiPay at https://www.kodiipay.com) or contact us.
2. Information we collect
When you browse this website we collect basic analytics data (pages visited, approximate location at country/city level, device type and browser). When you contact us through the contact form, WhatsApp, email or phone, we collect the information you provide: your name, contact details and the contents of your message. When you use our products or services, we collect what is needed to deliver them, such as payment references and account identifiers.
3. How we use your information
We use your information to: respond to your inquiries and provide quotes; deliver, improve and secure our products and services (including payment processing); send you updates you have asked for; comply with legal and regulatory obligations; and protect our systems and users from fraud and abuse. Payment information is processed through regulated payment channels and is never stored by us in plain text.
4. Legal basis (GDPR note)
If you are located in the European Economic Area, we process your personal data on one of the following bases: your consent, the performance of a contract with you, our legitimate business interests (which we balance against your rights), or a legal obligation. You may withdraw consent or object to our legitimate-interest processing at any time by contacting us.
5. Sharing your information
We do not sell your personal information. We share it only with: service providers who help us run our business (hosting, email, analytics and payment providers — each bound by confidentiality and data-protection terms); regulators or authorities where the law requires; and successor entities in the event of a sale or reorganisation. We never rent or sell your data to third parties for marketing.
6. Data retention
We keep your information only as long as needed for the purposes described here or as required by Kenyan and international law. When data is no longer needed, we delete or anonymise it securely.
7. Your rights
You have the right to access the personal data we hold about you, ask us to correct it, ask us to delete it, object to or restrict certain processing, and — where applicable — port your data to another provider. To exercise any of these rights, email us at the address below. We will verify your identity before acting.
8. Cookies and analytics
This website uses cookies and analytics tools to understand how visitors use the site and to improve it. You can control or delete cookies through your browser settings. Blocking cookies may reduce the quality of your experience but will not prevent you from using the site.
9. Security
We use appropriate technical and organisational measures to protect your information, including encryption in transit, access controls and regular review of our systems. No method of transmission over the internet is 100% secure, but we work hard to protect the data we hold.
10. Children's privacy
Our services are not directed at children under 13, and we do not knowingly collect personal data from them. If you believe a child has provided us personal data, contact us and we will delete it.
11. Third-party links
Our website and products may link to third-party sites. We are not responsible for their privacy practices. Please review their policies before providing them your data.
12. Changes to this policy
We may update this Privacy Policy from time to time. Material changes will be posted on this page with an updated date. Continued use after changes are posted constitutes acceptance of the revised policy.
13. Contact us
For any privacy question or request, contact us at kodiipay.support@gmail.com or 0769 751 326.